Top

Your

Journey

Owning a home is more than just a series of financial decisions, it’s a journey that often spans the course of your life. As your Go-To mortgage girl, I can help you at every stage of the homeowners journey.

Let me show you how in this short video.

Choose Your Adventure

Let me be your guide while making the entire process simple & stress-free

1

First home buyer

Most first time home buyers feel overwhelmed and they don’t understand how to turn their dream of owning a home into a fully-fledged reality. If you’ve ever felt unsure of the best approach to take in regards to buying a house, you’re certainly not alone. I want to help you through the process, hand in hand, so you can experience the satisfaction of stepping into your new home for the first time. Our customized plan will help you piece it together in a logical and chronological order – so there’s no surprises and your blood pressure is always where it should be.

What To Expect

We’re going to start at the very beginning with a Discovery Call. I always take my time to get to know you, your goals, the kind of lifestyle you want and get very clear on what your budget is.
Once we’ve had our Discovery Call, I take an application from you so we can begin the Documentation Process. I usually need upfront documents so I can streamline everything, run your numbers, work out different scenarios and put it altogether. We call this ‘pre-qualifying’. I walk you through this at a pace that’s comfortable for you, making sure you understand credit and what all those numbers mean for you.
If you qualify, we’re in celebration mode! You get to go house-hunting and I get to work on making the offer process smoother for you. We’ll stay in touch and once your offer is accepted, I’ll continue to provide you with the next steps so you’re always in the know.
For first time home buyers, my work doesn’t end after getting you set up with a tailored mortgage. I’ll remain your ‘go-to’ girl for years to come, helping you build your knowledge year on year, while tracking your rates and saving you money wherever I can. If your goals or lifestyle change, we’ll adjust your unique plan together.

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learn more about how I can help you at this stage of the home-owners journey

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2

buying up

Ok, let’s fast forward 3-5 years and say that life’s changed. Maybe you got married. Maybe you had a baby. And maybe, you just need more space. You might be in the market to buy up, or are looking to purchase a larger property. You’ve been through this process before, so now I’m stepping in to teach you how this new property and larger mortgage factors in. Instead of just looking at your earnings and credit, I’m going to ask again what your budget is and what you can afford. The aim of the game is to customize a mortgage that’s based on where you’re at right now. By always staying in tune with you and your exact finances, you’re getting the support and advice you need where it counts.

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Let’s dive deeper into this stage of your journey

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3

Refinancing / Equity take out

Refinancing your mortgage is a strategy I like to use when life throws all the weird and wonderful situations your way. Maybe you want to tap into your home’s equity to send your kids to the best school. Maybe you want to begin renovating to increase the value of your home. Or maybe you’ve accumulated more debts and need to improve your cash flow. Managing your cash flow is crucial – it not only determines the kind of lifestyle you can lead, but has an enormous effect on your emotional well-being. If debts are starting to weigh you down, let’s get you feeling lifted again. By making me aware of any changes that pop up in life, I can offer unique suggestions that get you back in a comfortable spot

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Want to dive deeper into refinancing and see how I can support you?

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4

Second Home

For existing homeowners, imagining yourself gearing up to buy a second home may seem light years away, but it’s achievable and a great opportunity to use your greatest asset to accumulate more wealth.

A second property can mean a holiday home – a sanctuary you can escape to without having to get on a plane. It can also be the tool to fund your retirement or set your kids up in the future. No matter the motive for the second property, I’ll investigate, strategize and provide answers to help make this next stage of the home-buyers journey an affordable one for you.

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Keen to know how to make additional property acquisition achievable? I share my top tips in this video.

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5

Investment Property

Always fancied the idea of an additional income stream (without having to start a side hustle or getting a second job?) By working smarter, not harder, you can start increasing your wealth in your sleep by owning an investment property with a rental return. Helping you get to this level is one of the most exciting parts of my job and if it all sounds too good to be true, I break down the how’s and why’s in this video

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Start increasing your wealth by owning an investment property with these tips

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6

mortgage free

If you’re ready to crack open that celebratory bottle of fine wine and declare yourself debt-free, I’ll bring the glassware. You’ve come so far and you’ve got all that equity, but it doesn’t have to end here.

Getting you mortgage-free faster means you can owe nothing and still have a plan for the future in place. As your go-to girl, I’m always thinking ahead & sharing authentic advice so when you see another investment down the road, you’re poised and ready to go. There’s nothing better than feeling financially free and my goal is to get you there.

Setting up your mortgage for the first time is only the beginning of our journey together. You can depend on me as your guide, your coach and biggest supporter for not only the years to follow, but throughout your life as a homeowner.

And the best part? My advice is always free.

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learn more about how I can help you become mortgage free!

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Testimonial

What other adventure seekers have said

"Tori you have been such a pleasure to work with and I feel so lucky we have gotten to build our relationship over the years. You’ve always been one of my biggest supporters in business and in finding my way to purchasing a home. You’ve really gone above and beyond and I feel truly blessed to have you in my life and on this journey. As a first-time homebuyer, you’ve helped make it as stress-free as possible by explaining the processes with me. I thank you from the bottom of my heart!"
- Sarah B

The Plan

What Happens Next

If you want to feel satisfied, accomplished and back in control of your finances, let’s talk! Now we’re ready to answer the how’s and why’s – together!
The power of mortgage possibilities are just a click away.

Step 1

Discover

Complimentary Discovery Calls are where the magic happens – let’s hop on one together. You can access the booking link and schedule your FREE call with me below

Step 2

Download

Whether you’ve booked a call or not (if you did, keep an eye on your inbox) my FREE Mortgage Planning app will allow you to crunch some numbers in the privacy of your own home.

Step 3

Connect

Not quite ready for a Discovery Call but need a burning question answered? Send me an email and let me know how I can help