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Mortgage By Tori: Mortgage Broker In Vancouver

As a mortgage broker in Vancouver, I’m your Go-To-Girl for making mortgages easy to understand and easy to make happen.

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Why NOT to sign your mortgage renewal

What lenders offer, is rarely the best rate and terms you can get.

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@mortgagebytori

Thanks for stopping by!
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If you are new here i’m so glad to meet you.
I’m TORI and I am here to help you navigate your way through your homeowner journey and whatever else trickles its way into your financial world.
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A little about me
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I am a Mom.
I am a small business.
I am a trusted partner.
I am a huge supporter of local.
I am an advocate.
I am fun size. Once you get to know me you’ll know what I mean 😉
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I love sarcasm - I believe it keeps us on our toes
I love hearing someone’s story. It makes you YOU.
I am a good listener.
I believe in being open and honest because people need that - no sugar coating here
I also believe that when one door closes another one opens. Even if we don’t see it right away …
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I’ve been in this biz for 27 years and I’ve been through many ups and downs in the real estate market, interest rate world and the economy in general. I left my job at the bank because I’m an advocate and I know that people need actual help that translates into life goals and making moves based on their own personal circumstances not lender profits.
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I do things differently over here. I always want you to know that I am someone you can relate to, tell your story to, and just be yourself with.
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Are you ready for a breath of fresh air??
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Your next chapter is waiting for you. Let’s map it out and see where it takes us! 🗺📍🏠♥️
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🤳🏻 Link In Bio!

It’s always a good time to invest in real estate

It’s always a good time to invest in real estate. ALWAYS.
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Considered a long term investment…
BUY AND HOLD is the way to go …
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Here are my TOP 5 reasons why you want to own and hold onto that asset!
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1. APPRECIATION
It’s true there are times when properties lose value, but over the long term it’s very likely to go up in value.
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2. LEVERAGE
One of the greatest benfits of real estate. As the mortgage is paid down and the value goes up, the difference between the two is your equity. You can use your equity to finance another real estate investment.
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3. PASSIVE CASH FLOW
Piggy-backing off number two. If you have purchased an investment property or you are renting out a suite in your own home, the tenants pay you rent. This income stream is generating a monthly cash flow for you AND your property is generating income without you needing to work at it.
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4. INCREASED EQUITY
With an investment property, your tenants pay you, and you pay the mortgage. With every payment the mortgage principle decreases and your equity increases. Every single month you’re increasing your net worth and your wealth.
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5. RE-FINANCE
Pulling the equity from your property to do a refinance and make an additional investment (hopefully into more real estate). By acquiring a new property you’ve also expanded your wealth.
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Want to talk more and see the numbers … ?? 📲🤳🏻
Anything is possible with a strategy! 🗺📍🏠🏚🏢🏘

Did you know that a good credit score is critical

Did you know that a good credit score is critical to getting a mortgage approval AND a good interest rate on your mortgage?

Typically the minimum credit score for “best rates” is 680. That is why maintaining a good credit score is vital when starting the application process.

SAVE this post so you can have it handy! These tips are easy-to-follow and you’ll see results. 🔍

Want a FREE copy of your credit report ..?
*Click* the link in my bio!

Want to know how to read it when you receive it … ?
You know what to do!🤳🏻

#creditscore #homebuyers #firsttimehomebuyer #househunting #homebuyingprocess #buyertips #letstalkrealestate #wannabuyahouse #creditscoretips #thehelpfulbroker #credittips #themoreyouknow #creditscore #lending #mortgagetips #mortgagerates #mortgagebroker #mortgageadvice #bettercredit #mortgagebytori #localbroker

Mom Mode …. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Working

Mom Mode ….
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Working means juggling, multitasking, lip reading, hand signals and fierce eye contact when you’ve got the kiddos (mine are teens) at home and you are trying to be all things to all people!
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And then hubbs asks “What’s for dinner”? ….
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Just another day in paradise and I am so grateful for the ride no matter what comes my way … i’ll take it - with a smile, sassy-pants attitude and sarcasm all the way!
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Now where’s that dark roast? Mama takes her coffee seriously ☕️
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What’s your MOM or DAD super-power?
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⬇️ I’ll drop mine in the comments first ⬇️

#mortgagebytori #mortgagebroker #locallover #mortgages #mortgagetips #mortgagesecrets #mortgagebrokerbc #local #mompreneurlife #womenowned #smallbizowner #smallbusiness #supportlocal #communitylover #network #realestateservices #realestate #bcrealestate

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