If you’ve ever felt unsure of the best approach to take in regards to buying a house, you’re certainly not alone. It can feel overwhelming, and when it comes to understanding all the moving parts, speaking with a mortgage expert you can trust and who can deliver information in digestible parts will ... VIEW POST
Get PreQualified BEFORE You Start Your Search
No one EVER talks about this!
If you're sitting there waiting for home prices to drop, KNOW THIS ... Historically, TWO things happen in a declining market: Banks will require a bigger down payment Interest rates increase! Which means you would be paying MORE INTEREST in the long run AND you'll be paying thousands ... VIEW POST
Rent vs Buy
Would you rather get into the market at a lower price point and make your downpayment go further than to keep renting and paying someone else's mortgage??? You know I'm gonna do the math here .... It's the finance brain that I work with! Purchase Scenario Buy at $499,999 (take advantage of ... VIEW POST
Broker vs Bank
Banks have ONLY their own products to offer while your broker has way more selection when it comes to rates, lender options and available product for your mortgage. Not all mortgages are apples to apples. Structure can be tailored to your lifestyle depending on your equity into the ... VIEW POST
Speak And You Will Be Heard
I am hearing Bank horror stories over and over from clients, friends, neighbours and people in my community. 3 weeks to receive a phone call back. The paperwork didn't get filed. They missed my renewal date because of Covid and put it into a 6 month closed. They are working from home, so it's going ... VIEW POST